You need to personally arrange for any lawsuits against you. Usually this involves hiring an experienced car accident attorney, who can advise and defend you in court. You will have to pay the attorney’s fees and other court related costs, even if you are found not to be legally accountable for the accident. If you are found to be liable for damages, a judgment will be entered against you by the court for a specific sum of money. If the injuries are severe or the damage extreme, the judgment could be a very large sum of money, potentially hundreds of thousands of dollars. If you are unable to pay the full amount, the winning party may sue to collect from you. If you don’t have car insurance, it would be wise to protect yourself and buy an auto insurance policy.