Try not to rely on a standard homeowner’s or renter’s insurance policy to cover your home-based business. Those policies often exclude or strictly limit coverage for business equipment or your business visitors’, an example would be a slip and fall incident. Have a talk with your insurance agent and go over your business plan. Ask about business coverage for your homeowner’s policy and the tax-deductible expenses. Look for cost-effective policies that work best for your home and your home-based business.
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