Content Related To 'the-fair-debt-collection-practices-act'

What is the Fair Debt Collection Practices Act?

Lea en español The Fair Debt Collection Practices Act regulates debt collection in the U.S. The act is intended to protect consumers and applies to the conduct of debt collectors. It does not apply to a company collecting its own debt unless the company uses a different name for collection purposes. Collectors, as defined by […]

Fair Debt Collection Practices Act

Lea en español In 1978, citing “abundant evidence of the use of abusive, deceptive and unfair debt-collection practices by many debt collectors,” the U.S. Congress passed the Fair Debt Collection Practices Act, establishing strict guidelines on the types of tactics debt collectors can use to collect a debt. Some states have used the FDCPA as […]

If a bill collector violates the Fair Debt Collection Practices Act

If a bill collector violates the Fair Debt Collection Practices Act, document the violation immediately. Make note of what happened, the date and the time the violation took place and who witnessed it. In some states, without debt collectors’ knowledge, you can record phone conversations. If this is something you decide to do, you should […]